[g5element_space spacing=”” spacing_sm=”30″][g5element_heading title=”Compra de Crédito Hipotecario” description=”Creado para mejorar las condiciones de precio y de servicio mediante el otorgamiento de un crédito de vivienda, para efectuar la cesión de la cartera de vivienda que posea con otra entidad financiera.” tag_html=”4″ title_typography=”%7B%22font_family%22%3A%22Open%20Sans%22%2C%22font_weight%22%3A%22%22%2C%22font_style%22%3A%22%22%2C%22font_size_lg%22%3A%2222%22%2C%22font_size_md%22%3A%22%22%2C%22font_size_sm%22%3A%22%22%2C%22font_size_xs%22%3A%22%22%2C%22align%22%3A%22justify%22%2C%22text_transform%22%3A%22%22%2C%22line_height%22%3A%22%22%2C%22letter_spacing%22%3A%22%22%2C%22color%22%3A%22%23000000%22%2C%22hover_color%22%3A%22accent%22%7D” description_typography=”%7B%22font_family%22%3A%22Work%20Sans%22%2C%22font_weight%22%3A%22%22%2C%22font_style%22%3A%22%22%2C%22font_size_lg%22%3A%22%22%2C%22font_size_md%22%3A%22%22%2C%22font_size_sm%22%3A%22%22%2C%22font_size_xs%22%3A%22%22%2C%22align%22%3A%22justify%22%2C%22text_transform%22%3A%22%22%2C%22line_height%22%3A%22%22%2C%22letter_spacing%22%3A%22%22%2C%22color%22%3A%22%22%2C%22hover_color%22%3A%22%22%7D” el_class=”heading-client-logo”][g5element_list list_style_type=”icon_list” icon_style_list=”fas fa-caret-right” values=”%5B%7B%22items%22%3A%22Posibilidad%20de%20disminuci%C3%B3n%20del%20valor%20de%20la%20cuota%20mensual%20de%20su%20cr%C3%A9dito%20hipotecario%20con%20otra%20entidad.%22%7D%2C%7B%22items%22%3A%22ISe%20realiza%20cesi%C3%B3n%20de%20garant%C3%ADas%20entre%20las%20entidades%20financieras%2C%20luego%20no%20requiere%20la%20constituci%C3%B3n%20de%20una%20nueva%20garant%C3%ADa.%22%7D%2C%7B%22items%22%3A%22Se%20pueden%20realizar%20abonos%20extraordinarios%20a%20capital%20para%20reducir%20el%20plazo%20o%20el%20valor%20de%20la%20cuota.%22%7D%5D”][g5element_space spacing=”30″]

[g5element_space spacing=”” spacing_sm=”30″][g5element_heading title=”Crédito Hipotecario” description=”El Banco Caja Social financia la compra de vivienda nueva o usada a partir del conocimiento y entendimiento de los ingresos y capacidad de pago del solicitante, de ser necesario de su grupo familiar y de la evaluación integral del inmueble. Lo anterior, según un dictamen técnico de las condiciones físicas y urbanas del inmueble y de la tradición del mismo.” tag_html=”4″ title_typography=”%7B%22font_family%22%3A%22Open%20Sans%22%2C%22font_weight%22%3A%22%22%2C%22font_style%22%3A%22%22%2C%22font_size_lg%22%3A%2222%22%2C%22font_size_md%22%3A%22%22%2C%22font_size_sm%22%3A%22%22%2C%22font_size_xs%22%3A%22%22%2C%22align%22%3A%22justify%22%2C%22text_transform%22%3A%22%22%2C%22line_height%22%3A%22%22%2C%22letter_spacing%22%3A%22%22%2C%22color%22%3A%22%23000000%22%2C%22hover_color%22%3A%22accent%22%7D” description_typography=”%7B%22font_family%22%3A%22%22%2C%22font_weight%22%3A%22%22%2C%22font_style%22%3A%22%22%2C%22font_size_lg%22%3A%22%22%2C%22font_size_md%22%3A%22%22%2C%22font_size_sm%22%3A%22%22%2C%22font_size_xs%22%3A%22%22%2C%22align%22%3A%22justify%22%2C%22text_transform%22%3A%22%22%2C%22line_height%22%3A%22%22%2C%22letter_spacing%22%3A%22%22%2C%22color%22%3A%22%22%2C%22hover_color%22%3A%22%22%7D” el_class=”heading-client-logo”][g5element_space spacing=”30″][g5element_list list_style_type=”icon_list” icon_style_list=”fas fa-caret-right” values=”%5B%7B%22items%22%3A%22Se%20aceptan%20ingresos%20familiares.%20Financiaci%C3%B3n%20de%20viviendas%20de%20inter%C3%A9s%20social%20VIS%20y%20no%20VIS%22%7D%2C%7B%22items%22%3A%22La%20compra%20de%20vivienda%20nueva%20o%20usada%20a%20partir%20del%20conocimiento%20y%20entendimiento%20de%20los%20ingresos%20y%20capacidad%20de%20pago%20del%20solicitante%2C%20de%20ser%20necesario%20de%20su%20grupo%20familiar%20y%20de%20la%20evaluaci%C3%B3n%20integral%20del%20inmueble.%20%22%7D%2C%7B%22items%22%3A%22Lo%20anterior%2C%20seg%C3%BAn%20un%20dictamen%20t%C3%A9cnico%20de%20las%20condiciones%20f%C3%ADsicas%20y%20urbanas%20del%20inmueble%20y%20de%20la%20tradici%C3%B3n%20del%20mismo.%20%22%7D%2C%7B%22items%22%3A%22Acceso%20a%20los%20programas%20del%20Gobierno%20vigentes%2C%20de%20cobertura%20de%20tasa%20y%20de%20subsidio%20de%20cuota%20inicial%20para%20la%20compra%20de%20vivienda%20nueva.%20%22%7D%2C%7B%22items%22%3A%22Posibilidad%20de%20financiaci%C3%B3n%20de%20los%20gastos%20de%20constituci%C3%B3n%20de%20hipoteca%20a%20trav%C3%A9s%20de%20cr%C3%A9dito%20de%20consumo%2C%20con%20un%20plazo%20m%C3%A1ximo%20de%2060%20meses.%22%7D%2C%7B%22items%22%3A%22%20Se%20pueden%20realizar%20abonos%20extraordinarios%20a%20capital%20para%20reducir%20el%20plazo%20o%20el%20valor%20de%20la%20cuota.%22%7D%5D”]

[g5element_space spacing=”” spacing_sm=”30″][g5element_heading title=”Mejoramiento o Ampliación de Vivienda” description=”Crédito otorgado para mejorar las condiciones de habitabilidad de una vivienda, las cuales puede ser ampliación, remodelación, reforma o subdivisión de vivienda (cambios a la estructura física de la vivienda) dando cumplimiento a las normas aplicables para cada uno de los casos. Aplica para vivienda VIS y NO VIS.” tag_html=”4″ title_typography=”%7B%22font_family%22%3A%22Open%20Sans%22%2C%22font_weight%22%3A%22%22%2C%22font_style%22%3A%22%22%2C%22font_size_lg%22%3A%2222%22%2C%22font_size_md%22%3A%22%22%2C%22font_size_sm%22%3A%22%22%2C%22font_size_xs%22%3A%22%22%2C%22align%22%3A%22justify%22%2C%22text_transform%22%3A%22%22%2C%22line_height%22%3A%22%22%2C%22letter_spacing%22%3A%22%22%2C%22color%22%3A%22%23000000%22%2C%22hover_color%22%3A%22accent%22%7D” description_typography=”%7B%22font_family%22%3A%22%22%2C%22font_weight%22%3A%22%22%2C%22font_style%22%3A%22%22%2C%22font_size_lg%22%3A%22%22%2C%22font_size_md%22%3A%22%22%2C%22font_size_sm%22%3A%22%22%2C%22font_size_xs%22%3A%22%22%2C%22align%22%3A%22justify%22%2C%22text_transform%22%3A%22%22%2C%22line_height%22%3A%22%22%2C%22letter_spacing%22%3A%22%22%2C%22color%22%3A%22%22%2C%22hover_color%22%3A%22%22%7D” el_class=”heading-client-logo”][g5element_space spacing=”30″][g5element_list list_style_type=”icon_list” icon_style_list=”fas fa-caret-right” values=”%5B%7B%22items%22%3A%22Se%20aceptan%20ingresos%20familiares.%20%22%7D%2C%7B%22items%22%3A%22Se%20analiza%20la%20situaci%C3%B3n%20del%20solicitante.%22%7D%5D”]

[g5element_space spacing=”” spacing_sm=”30″][g5element_heading title=”Leasing Habitacional” description=”Financia la compra de vivienda nueva o usada con un valor superior a 150 salarios mínimos legales vigentes -SMMLV-, a través de un contrato de arrendamiento financiero que le da posibilidad de adquirir la propiedad del inmueble abonando mensualmente al precio del mismo en el canon de arrendamiento y pagando, al finalizar el contrato, el valor de la opción de compra pactada.” tag_html=”4″ title_typography=”%7B%22font_family%22%3A%22Open%20Sans%22%2C%22font_weight%22%3A%22%22%2C%22font_style%22%3A%22%22%2C%22font_size_lg%22%3A%2222%22%2C%22font_size_md%22%3A%22%22%2C%22font_size_sm%22%3A%22%22%2C%22font_size_xs%22%3A%22%22%2C%22align%22%3A%22justify%22%2C%22text_transform%22%3A%22%22%2C%22line_height%22%3A%22%22%2C%22letter_spacing%22%3A%22%22%2C%22color%22%3A%22%23000000%22%2C%22hover_color%22%3A%22accent%22%7D” description_typography=”%7B%22font_family%22%3A%22%22%2C%22font_weight%22%3A%22%22%2C%22font_style%22%3A%22%22%2C%22font_size_lg%22%3A%22%22%2C%22font_size_md%22%3A%22%22%2C%22font_size_sm%22%3A%22%22%2C%22font_size_xs%22%3A%22%22%2C%22align%22%3A%22justify%22%2C%22text_transform%22%3A%22%22%2C%22line_height%22%3A%22%22%2C%22letter_spacing%22%3A%22%22%2C%22color%22%3A%22%22%2C%22hover_color%22%3A%22%22%7D” el_class=”heading-client-logo”][g5element_space spacing=”30″][g5element_list list_style_type=”icon_list” icon_style_list=”fas fa-caret-right” values=”%5B%7B%22items%22%3A%22Se%20aceptan%20ingresos%20familiares.%20%22%7D%2C%7B%22items%22%3A%22El%20%25%20de%20la%20opci%C3%B3n%20de%20compra%20se%20puede%20pactar%20desde%20%241.000%20hasta%20el%2030%25%20del%20valor%20de%20la%20financiaci%C3%B3n.%20%22%7D%2C%7B%22items%22%3A%22Se%20pueden%20realizar%20abonos%20extraordinarios%20a%20capital%20para%20reducir%20el%20plazo%20o%20el%20valor%20de%20la%20cuota.%22%7D%5D”]